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BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) operates Panorama. BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724 (BTFM) is the responsible entity and issuer of units in BT Cash. The information in this website has been prepared without taking account of the objectives, financial situation or needs of any person. Because of this a person should, before acting on this information, consider its appropriateness having regard to that person's objectives, financial situation or needs. BTPS and BTFM's financial services guide can be obtained through this website or by calling BTPS on 1300 784 207. A product disclosure statement (PDS) or other disclosure document is available for Panorama and can be obtained on this website. A person should obtain and consider the PDS or other disclosure document before deciding whether to acquire or to continue to hold Panorama.